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Financing that fits your life

Good credit, bruised credit, or buying your first vehicle — we work with lenders across the board. Applying takes a few minutes and costs you nothing.

How it works

  1. 1

    Apply online

    A short form — no documents needed to start, and no obligation.

  2. 2

    We shop lenders for you

    We take your application to multiple lenders rather than sending you to each one.

  3. 3

    Know your budget

    You get a real number and a rate before you choose a vehicle, not after.

  4. 4

    Drive away

    Pick your vehicle, sign, and we handle the paperwork and plating.

What you'll need eventually

  • Valid Ontario driver's licence
  • Proof of income (recent pay stubs or bank statements)
  • Proof of residence
  • Void cheque for payment setup

None of this is required to submit the application — we will tell you exactly what's needed once we know which lender fits.

Apply for financing

Submitting this form does not affect your credit score. A finance manager will contact you directly.

Payment calculator

Move the sliders to see what a vehicle costs you bi-weekly. Estimates only — your actual rate depends on the lender and your credit.

$32,000
$3,000
8.99%

Estimated payment

$0

bi-weekly

Monthly equivalent
$0
Amount financed
$0
Total interest
$0
Apply with these numbers

Estimates exclude taxes, licensing and any applicable fees, and assume payments made every two weeks. On approved credit. This calculator is for information only and is not an offer of credit or a commitment to lend.

Insurance estimator

A rough monthly range so insurance doesn't surprise you after you've chosen a vehicle. Ontario rates vary widely by driver — treat this as a starting point, not a quote.

Estimated monthly premium

$—

Illustrative range based on typical Ontario premiums. Not a quote, not binding, and not provided by an insurer. Speak with a licensed broker for an accurate price.